Last Revised: Feb 28, 2025

This is a binding agreement. Please read it carefully

Welcome to the Insuranceguidespecialists website (together with our mobile- and social-media applications, the “Site”). owner of the Site, and our officers, directors, employees, agents and representatives (hereinafter, “Insuranceguidespecialists,” “us,” “we,” “our,” or the “Company”) and our affiliates and consultants and their officers, directors, employees, agents and representatives (together, “Affiliates”) are proud to provide you with the Site and its features. By using the Site, you (“User”) agree to abide by these Terms of Use, as Company may amend them from time to time in its sole discretion.

The Site provides various services to User (the “Services”). The Site serves as the mechanism by which User can connect with third parties to request certain products and participate in certain opportunities (the “Deliverables”) provided by those third parties, who may compensate Company for promoting the Deliverables. The Deliverables may include, but are not limited to, product samples, coupons, offers, specials, deals, and other content and the opportunity to participate in surveys, sweepstakes, contests, giveaways, and other promotions. The Deliverables may change frequently, possibly even daily.

Additional terms may apply to some of the Services (“Additional Terms”); if so, the Additional Terms will be available with the relevant Services and will become part of your agreement with Company should you use those Services. Company will post a notice on the Site whenever these Terms of Use have been changed or otherwise updated. It is your responsibility to review these Terms of Use periodically, and if at any time you find these Terms of Use unacceptable, you must immediately leave the Site and cease all use of the Services and the Site.